Abu Dhabi Commercial Bank P.J.S.C.

Abu Dhabi Commercial Bank P.J.S.C. (“ADCB) is a public joint company with limited liability, incorporated in the emirate of Abu Dhabi, United Arab Emirates (UAE). ADCB is principally engaged in the business of Retail Banking, Commercial Banking and Islamic Banking and provision of other financial services through its network of 48 branches and 3 pay offices in the UAE, 2 branches in India and 1 offshore branch in Jersey, as its subsidiaries and associates. ADCB is owned by the Government of Abu Dhabi through the Abu Dhabi Investment Council with a share of 58.08%. The bank’s assets as of 30- September-2016 are AED 255 Billion. ADCB is the 3rd largest bank in UAE and 2nd largest in Abu Dhabi in terms of total assets. ADCB is serving over 500,000 retail clients and approximately 40,000 wholesale clients. Our market share in terms of loans is 11.1% and deposits is 10.2%.

ADCB is rated as A-1 by Standard & Poor’s and F1 by Fitch on short term and rated A and A+ respectively on long term. ADCB have bagged various awards in 2016 across all products and won 5 awards especially on Trade.

ADCB provides clients with a distinct value proposition based on 3 key pillars, segmented focus, working capital solutions and market access. ADCB is a leader in Trade Finance including import and export finance, structured trade finance, documentary collections and guarantees. We also provide various value added services for various client segments such as document preparation services, receivables services, etc.

Our Wholesale Banking Group (WBG) consists of industry specific coverage teams and product partners. While Government, Government related entities, Infrastructure asset, Financial institutions, Corporate and Business banking teams are part of coverage, Investment banking, Transaction Banking (Cash management and Trade finance) are product specialists supporting the client’s needs. Client service department which is part of Transaction banking is a dedicated support engine (for all operational queries) for large and strategic clients across WBG.